The future of insurance

It’s been an incredible journey! The Vernam team wants to THANK ALL OF OUR CUSTOMERS for their support, loyalty, and business over the past months. At Vernam, our founding mission was to provide the world's first 0% commission insurance on blockchain. Thanks to you, we were able to attract the attention and show different business models based on blockchain technology.

Unfortunately, due to the ever changing regulatory landscape of the cryptocurrency space and subject to regulatory concerns and past revision of the project (initiated with document 3-276/2018) from the Bulgarian Financial Supervision Commission, we regret to inform you that we will be closing our token sale.

To get a refund, simply send an email to with your order details and an ETH refund address.

For any additional inquiries that don’t involve past purchases, please contact us at

Thank you!